From October on, it's basically three months of excess. Whether it's what you eat (candy for Halloween, Thanksgiving feast or Christmas cookies) or how much you spend (costumes, presents and travel), this year Capital Insider wants to teach you how to do more with less. Dani Johnson, financial guru and star of ABC's Secret Millionaire, explains why you don't have to over indulge for the holidays. Also, if you plan on spending on Black Friday, Dani has a few reasons why you should just stay home. We still promise there will be plenty of presents under the tree.